Loans
Unsecured Signature Loans
We offer unsecured loans for up to $5,000 for a maximum of 3 years. Rates start at 15% APR* depending on your credit.
Shared Secured Loans
You may obtain a share secured loan by pledging your savings as collateral on the loan. Rates are much lower than unsecured rates.
Platinum Visa® Credit Cards
We offer credit lines from $500 to $5000 based on your credit. Rates start at 9.9% APR* and go to 15.9% APR*. There is no annual fee, and a 25 day grace period for purchases.
| Loans | Term | Rate | APR* |
|---|---|---|---|
| New rate for 2023-2024 |
up to 6 yrs up to 7 yrs |
5.25% - 11.25% 6.25% - 13.25% |
5.25% - 11.25% 6.25% - 13.25% |
| Used Autos** model year 2018-2022 (100% NADA value) | up to 6 yrs | 6.25% - 14.25% | 6.25% - 14.25% |
| Used Autos** model year 2011-2017 (80% to 100% NADA value based on credit) | up to 4yrs | 6.95% - 14.95% | 6.95% - 14.95% |
| Unsecured Signature Loans | up to 3 years | 15%-18% | 15%-18% |
| Credit Builder Loan | 6 Months Maximum | 18.00% | 18.00% |
| Mobile Home Loan | up to 7 yrs | 12% - 14% | 12% - 14% |
| Credit Cards | Minimum | Maximum | Rates |
|---|---|---|---|
| Platinum VISA | $500 | $5,000 | 9.9% - 15.9% APR* |